Funding Options Blog
Home of our blog articles on topics that will inform and educate entrepreneurs on topics such as lending, green finance, tax and financial matters.
Fund-based and non-fund based credit limits
Find out what fund-based and non-fund based credit limits are, what the difference between them is, and which might suit your business most.
10 Jul 2025
Peer to peer lending
Need funding but aren’t sure whether you’ll be able to get a traditional bank loan? You’re not alone. [Over half](https://www.money.co.uk/business/business-loans/statistics) of UK SMEs are turned down by banks, leaving many looking for alternatives.
9 Jul 2025
Hire purchase vs. finance lease
Need to buy business equipment but aren’t sure whether to lease or purchase it? This decision could save or cost your business thousands of pounds, so it's worth getting it right.
8 Jul 2025
How to obtain a small business loan in the UK: a step-by-step guide
Securing the right small business loan can be a turning point for many UK entrepreneurs - whether you're investing in growth, covering unexpected expenses, or managing seasonal cash flow. Yet for many founders, the process can feel opaque and confusing. What type of loan should you apply for? What documents do lenders expect? And how do you compare your options without getting buried in jargon?
3 Jul 2025
A short guide to business credit card expenses
[Over 600,000](https://www.comparebanks.co.uk/resources/business-credit-card-statistics/) UK SMEs use business credit cards. If you’re one of them (or you’re looking to join them), make sure you’re using them properly with this guide.
26 Jun 2025
How to decide between leasing and financing business assets
Does your business require new equipment? Perhaps you’re considering your options for company vehicles. Here’s how to decide between leasing and financing.
22 Jun 2025
Commercial loan calculator vs. business loan calculator: what’s the difference?
Choosing the right calculator can speed up and improve your decision making. But with terms like ‘commercial loan calculator’ and ‘business loan calculator’ often used interchangeably, it can be confusing figuring out which tool you actually need.
19 Jun 2025
When is invoice finance better than a business loan?
Is maintaining cash flow keeping you awake at night? Invoice finance could unlock money already sitting in your unpaid invoices, giving you access to funds quickly instead of waiting weeks for a loan to be approved.
15 Jun 2025
How to work out Capital Gains Tax
Whether you’re selling your business or considering your future possible liabilities as a business owner, here’s how to work out Capital Gains Tax with step-by-step calculations and SME-specific examples.
11 Jun 2025
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